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Millions Could Lose Medicaid Under New Work Rules — These Groups Face the Biggest Coverage Losses

New federal work requirements for Medicaid are poised to reshape the health coverage landscape. These rules mandate that most able-bodied adults document employment or other qualifying activities.

Federal Medicaid spending could drop by roughly $1 trillion over a decade. This estimate reflects the expected enrollment decline once the requirements take full effect.

Rural residents are likely to face significant coverage losses. Limited job opportunities and fewer support services in these areas create barriers to meeting the new rules.

Older adults nearing retirement age may struggle to comply. Many have health conditions or caregiving duties that make steady work difficult to maintain.

People with disabilities represent another vulnerable group. Even those with partial capacity for work often cannot meet the rigid documentation standards.

Caregivers, especially women, are disproportionately affected. Their unpaid family duties rarely count as qualifying activities under the proposed policies.

Adults with limited education face steep hurdles. Lack of digital access and unstable work schedules make reporting requirements hard to navigate.

The coverage losses could strain hospitals and clinics. Uncompensated care costs may rise as more people become uninsured.

State agencies will need to build new verification systems. These administrative burdens often lead to eligible individuals losing coverage due to paperwork errors.

Patient groups warn that continuous coverage disruptions harm health outcomes. Chronic conditions may go untreated when people cycle on and off insurance.

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